We have written our Privacy Policy in plain English and easy to understand language.

Please do not hesitate to contact us if you have still have questions.

Our Privacy Policy was last updated on 22/04/2024.

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your

information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the

collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

The words of which the initial letter is capitalized have meanings defined under the following conditions.

The following definitions shall have the same meaning regardless of whether they appear in singular or in

plural.

Definitions

For the purposes of this Privacy Policy:

● “Company” (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to

Murray Excel LTD.

● “Country” refers to Ireland.

● “Cookies” are small files that are placed on Your computer, mobile device or any other device by a

website, containing the details of Your browsing history on that website among its many uses.

● “Device” means any device that can access the Service such as a computer, a cell phone or a

digital tablet.

● “Personal Data” is any information that relates to an identified or identifiable individual.

● “Service” refers to the Website.

● “Service Provider” means any natural or legal person who processes the data on behalf of the

Company. It refers to third-party companies or individuals employed by the Company to facilitate the

Service, to provide the Service on behalf of the Company, to perform services related to the Service

or to assist the Company in analyzing how the Service is used.

● “Usage Data” refers to data collected automatically, either generated by the use of the Service or

from the Service infrastructure itself (for example, the duration of a page visit).

● “Website” refers to [Murray Excel], accessible from [https://murrayexcel.com/]

● “You” means the individual accessing or using the Service, or the company, or other legal entity on

behalf of which such individual is accessing or using the Service, as applicable.

● “Account” means a unique account created for You to access our Service or parts of our Service.

Collecting and Using Your Personal Data

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that

can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

● Email address

● First name and last name

● Phone number

● Address, State, Province, ZIP/Postal code, City

● Usage Data

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device’s Internet Protocol address (e.g. IP address),

browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the

time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information

automatically, including, but not limited to,the IP address of Your mobile device, the type of mobile Internet browser

You use and unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You

access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain

information. Tracking technologies used are beacons, tags, and scripts to collect and track information and

to improve and analyze Our Service. The technologies We use may include:

● Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your

browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not

accept Cookies, You may not be able to use some parts of our Service. 

Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.

● Web Beacons. Certain sections of our Service and our emails may contain small electronic files

known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit

the Company, for example, to count users who have visited those pages or opened an email and for

other related website statistics (for example, recording the popularity of a certain section and

verifying system and server integrity).

The Company may use Personal Data for the following purposes:

● To provide and maintain our Service, including to monitor the usage of our Service.

● For the performance of a contract: the development, compliance and undertaking of the purchase

contract for the products, items or services You have purchased or of any other contract with Us

through the Service.

● To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of

electronic communication, such as a mobile application’s push notifications regarding updates or

informative communications related to the functionalities, products or contracted services, including

the security updates, when necessary or reasonable for their implementation.

● To provide You with news, special offers and general information about other goods, services and

events which we offer that are similar to those that you have already purchased or enquired about

unless You have opted not to receive such information.

● To manage Your requests: To attend and manage Your requests to Us.

● For business transfers: We may use Your information to evaluate or conduct a merger, divestiture,

restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets,

whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which

Personal Data held by Us about our Service users is among the assets transferred.

● For other purposes: We may use Your information for other purposes, such as data analysis,

identifying usage trends, determining the effectiveness of our promotional campaigns and to

evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

● With Service Providers: We may share Your personal information with Service Providers to

monitor and analyze the use of our Service, for payment processing, to contact You.

● For business transfers: We may share or transfer Your personal information in connection with, or

during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a

portion of Our business to another company.

● With Affiliates: We may share Your information with Our affiliates, in which case we will require

those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other

subsidiaries, joint venture partners or other companies that We control or that are under common

control with Us.

● With business partners: We may share Your information with Our business partners to offer You

certain products, services or promotions.

● With Your consent: We may disclose Your personal information for any other purpose with Your

consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this

Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal

obligations (for example, if we are required to retain your data to comply with applicable laws), resolve

disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained

for a shorter period of time, except when this data is used to strengthen the security or to improve the

functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company’s operating offices and in any

other places where the parties involved in the processing are located. It means that this information may be

transferred to — and maintained on — computers located outside of Your state, province, country or other

governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your

agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in

accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization

or a country unless there are adequate controls in place including the security of Your data and other

personal information.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred.

We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy

Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to

do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

● Comply with a legal obligation

● Protect and defend the rights or property of the Company

● Prevent or investigate possible wrongdoing in connection with the Service

● Protect the personal safety of Users of the Service or the public

● Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over

the Internet, or method of electronic storage is 100% secure. While We strive to use commercially

acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Detailed Information on the Processing of Your Personal Data

The Service Providers We use may have access to Your Personal Data. These third-party vendors collect,

store, use, process and transfer information about Your activity on Our Service in accordance with their

Privacy Policies.

Payments

We may provide paid products and/or services within the Service. In that case, we may use third-party

services for payment processing (e.g. payment processors).

We will not store or collect Your payment card details. That information is provided directly to Our third-party

payment processors whose use of Your personal information is governed by their Privacy Policy. These

payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards

Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS

requirements help ensure the secure handling of payment information.

We use Stripe for payments, analytics, and other business services. Stripe may collect personal data including via cookies and similar technologies.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new

Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming

effective and update the “Last updated” date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy

are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

● By visiting this page on our website: https://murrayexcel.com/contact/

● By sending us an email: murrayexcelshop@gmail.com